TransUnion Unveils Major Credit Score Overhaul: What Consumers Need to Know

TransUnion updates credit scoring system with new range and broader data sources. Learn what's changing and when.

September 11, 2026 One Min Read

POLICY WIRE — City, Country — TransUnion is overhauling its credit rating system to improve clarity, transparency, and usefulness for consumers.

The company is introducing a revised scoring model that expands the range from 0 to 710 to a maximum of 999. This change aims to provide a more detailed view of creditworthiness by incorporating additional data points such as changes in account balances and credit card usage patterns.

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TransUnion emphasized that the updated system will better distinguish between individuals with limited credit histories and those with poor ratings. The reform is part of an effort to make credit assessments more informative and equitable for all consumers.

Reporting by Policy-Wire (PW)

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